VitaRelay Funding

Patient financing built for specialty medical practices.

Don't let procedure cost lose you the patient. One application routes across every specialized lender — soft credit checks, no impact to score, approvals in minutes.

See how it works
Soft credit check — no impactUp to $75KApprovals in minutesOne application, every lender
Loan approved
Installment Loan
$50,000
/ 84 months
APR
7.99%
Monthly
$799
Soft credit check — No impact
Illustrative example
Finance patients up to
$75,000
Across participating lender partners
Application to approval
Minutes
Decisions during the consultation
Approval engine

A financing engine built for clinics

Everything your team needs to offer financing — in the exam room, at checkout, or online.

Multi-lender routing

Each application is evaluated across multiple lenders to maximize the chance of approval.

Intelligent matching

Patients are matched to the right offer the first time, based on procedure type and credit profile.

Smart reporting

Track unused and remaining approval amounts and turn them into repeat treatments.

Partial approval bridging

When one approval isn't enough, patients can submit an additional application to close the gap.

Coordinator console
M. Alvarez
Approved
$24,500
J. Park
Handoff sent
$12,000
R. Singh
Reviewing
$48,000
K. Liu
Approved
$8,750
Coordinator workflow

Tools designed for how coordinators actually work.

  • Real-time financing responses during the consultation
  • Handoff mode — start the application, let the patient finish private details on their own device
  • Mobile-optimized for exam rooms and shared workstations
  • Multi-location controls to manage clinics and staff across regions

From essential to high-value procedures

Support high-ticket procedures

Multi-lender routing enables approvals for both routine treatments and larger packages — with flexible options for every patient.

Financing that fits patients, not lenders

Patients see offers tailored to their procedure type, credit profile, and ability to pay — without pressure.

  • Tailored offers per procedure
  • Soft pull, no score impact
  • Clear monthly payment options
  • Transparent terms

A simple, branded experience patients trust

One application, multiple lenders

A fast flow patients complete in minutes during the visit.

Custom promos & offers

Create seasonal or procedure-specific financing promotions.

SMS & smart links

Invite patients by SMS, email, or QR — share patient-specific financing flows.

Direct deposit to your clinic

Funds go straight to your practice for smooth operations.

Branded application

Your colors, your logo, your identity throughout the financing flow.

Private & secure

Patients complete sensitive details privately and securely.

Traditional financing vs VitaRelay Funding

Traditional providers
  • One lender, one shot — declined means done
  • Approved for half, the treatment shrinks
  • A lender's brand competing for your patient's attention
  • One link, one channel — hope they finish
  • Book a demo, sit through a pitch, wait weeks
VitaRelay Funding
  • Many lenders, multiple paths to yes
  • Maximum funding across all lenders
  • Your brand, your experience, start to finish
  • Text it, email it, QR it, embed it
  • Live in days — no hoops

What VitaRelay Funding changes for your clinic

Higher patient acceptance

More financing options, more booked treatments.

Less hesitation

Real-time options during consultations remove cost as the dealbreaker.

Fewer lost patients

Patients who can't pay today can still move forward — no more silent drop-offs.

Better coordinator tools

Mobile-first pre-quals and real-time tracking give your team superpowers.

Launch your patient financing today.

Talk to a specialist about offering financing across your practice.

VitaRelay Funding connects patients with third-party lender partners. VitaRelay does not originate credit. All financing, credit products, and lending decisions are made by participating lender partners; loan availability, terms, and conditions are determined solely by those lenders.

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Services are only available where permitted by law. Provider availability and treatment options vary by state.