Patient financing built for
specialty medical practices.
Don't let procedure cost lose you the patient. One application routes across every specialized lender — soft credit checks, no impact to score, approvals in minutes.
A financing engine built for clinics
Everything your team needs to offer financing — in the exam room, at checkout, or online.
Each application is evaluated across multiple lenders to maximize the chance of approval.
Patients are matched to the right offer the first time, based on procedure type and credit profile.
Track unused and remaining approval amounts and turn them into repeat treatments.
When one approval isn't enough, patients can submit an additional application to close the gap.
Tools designed for how coordinators actually work.
- Real-time financing responses during the consultation
- Handoff mode — start the application, let the patient finish private details on their own device
- Mobile-optimized for exam rooms and shared workstations
- Multi-location controls to manage clinics and staff across regions
From essential to high-value procedures
Multi-lender routing enables approvals for both routine treatments and larger packages — with flexible options for every patient.
Patients see offers tailored to their procedure type, credit profile, and ability to pay — without pressure.
- Tailored offers per procedure
- Soft pull, no score impact
- Clear monthly payment options
- Transparent terms
A simple, branded experience patients trust
A fast flow patients complete in minutes during the visit.
Create seasonal or procedure-specific financing promotions.
Invite patients by SMS, email, or QR — share patient-specific financing flows.
Funds go straight to your practice for smooth operations.
Your colors, your logo, your identity throughout the financing flow.
Patients complete sensitive details privately and securely.
Traditional financing vs VitaRelay Funding
- One lender, one shot — declined means done
- Approved for half, the treatment shrinks
- A lender's brand competing for your patient's attention
- One link, one channel — hope they finish
- Book a demo, sit through a pitch, wait weeks
- Many lenders, multiple paths to yes
- Maximum funding across all lenders
- Your brand, your experience, start to finish
- Text it, email it, QR it, embed it
- Live in days — no hoops
What VitaRelay Funding changes for your clinic
More financing options, more booked treatments.
Real-time options during consultations remove cost as the dealbreaker.
Patients who can't pay today can still move forward — no more silent drop-offs.
Mobile-first pre-quals and real-time tracking give your team superpowers.
Approvals that keep treatment on schedule
“Soft-credit decision in under a minute — patient signed the same visit.”
“Multi-lender routing finally stopped the ‘denied elsewhere’ cycle.”
“Branded application flow — patients think it's part of our portal.”
“Case value went up because financing is a real option now.”
“No credit-score damage means patients actually apply.”
“The coordinator dashboard makes hand-offs one click.”
Launch your patient financing today.
Talk to a specialist about offering financing across your practice.
VitaRelay Funding connects patients with third-party lender partners. VitaRelay does not originate credit. All financing, credit products, and lending decisions are made by participating lender partners; loan availability, terms, and conditions are determined solely by those lenders.